Data Scientist
PayPal Inc.

Job Info

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Who we are

Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal (NASDAQ: PYPL) is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal's 375 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom, enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.

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Job Description Summary:
We are looking for Data Scientist to develop Risk strategy for the company's highest-priority strategic partnerships, within the Next Generation Commerce portfolio. Global Fraud Risk decision scientists are responsible for end-to-end management of loss and conversion rates. This role combines strategy, analytics, operational practices, and business insights into one. Day-to-day duties include data analysis, monitoring and forecasting, creating the logic and implementing risk rules and strategies, providing requirements to data science and technology teams on attribute, model and platform requirements, and communicating with global stakeholders to ensure we deliver the best possible customer experience while meeting loss rate targets.

Job Description:

We are looking for Data Scientist to develop Risk strategy for the company's highest-priority strategic partnerships, within the Next Generation Commerce portfolio. Global Fraud Risk decision scientists are responsible for end-to-end management of loss and conversion rates. This role combines strategy, analytics, operational practices, and business insights into one. Day-to-day duties include data analysis, monitoring and forecasting, creating the logic and implementing risk rules and strategies, providing requirements to data science and technology teams on attribute, model and platform requirements, and communicating with global stakeholders to ensure we deliver the best possible customer experience while meeting loss rate targets.

PayPal's Next-Generation Commerce Global Financial Risk team is responsible for assessing and managing buyer-side financial risk exposures for this portfolio (including identity theft, stolen financials, account takeover, and credit risk), as well as developing and implementing the policies, treatments, and experiences related to the management of these exposures. The team is also responsible for partnering with the corresponding product owners and business units to align with and influence their strategic priorities, educate business partners about Risk management principles, and collaboratively optimize the Risk treatments and experiences for these unique products and partners.

Job Requirements:

• Strong analytical skills -- ability to build quick estimates using back-of-the-envelope analysis, structure (and execute) more complex analyses, pull together business cases and forecasts to navigate through multi-dimensional sets of tradeoffs.
• Enthusiasm for data-driven problem solving within a fast-paced environment is a must.
• Experience with SQL/ R / Python/ or other relational database languages
• Excellent communication skills - risk decision scientists need to collaborate cross-functionally with product managers, data scientists, business owners, and customers to learn from subject-matter experts, present findings in a clear and concise manner, and reach alignment on how to execute risk strategies
• "Can-do" attitude, team player, energetic personality, ability to work well under pressure in a fast-paced and constantly changing environment to meet deadlines
• Proven ability to engage with cross functional teams in a constructive and collaborative relationship; ability to constantly prioritize and to deal with ambiguity
• BS/BA degree with 5+ years of experience or master's degree with 3+ years of experience
• Experience in Fintech/Payment industry/Risk Management a strong plus

Subsidiary:
PayPal

Travel Percent:
0

Primary Location:
San Jose, California, United States of America

Additional Locations:

We're a purpose-driven company whose beliefs are the foundation for how we conduct business every day. We hold ourselves to our One Team Behaviors which demand that we hold the highest ethical standards, to empower an open and diverse workplace, and strive to treat everyone who is touched by our business with dignity and respect. Our employees challenge the status quo, ask questions, and find solutions. We want to break down barriers to financial empowerment. Join us as we change the way the world defines financial freedom.

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.

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